Finance 

Fixed deposit calculator – Calculate your maturity value and interest rates

Term deposits such as fixed deposits (FD) have pre-determined maturity value, interest rate and investment tenor. Unlike other investment instruments like mutual funds, FDs are unaffected by market fluctuations. Thus, the chances of a discrepancy between estimated returns and actual returns are zero. Estimated returns of a fixed deposit are guaranteed and can be calculated before hand. With the internet becoming a hub of most financial activities, financial institutions now offer online tools to assist you in using the finanical products and services to the best. Fixed deposit calculator is…

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Finance 

Seven Smart and Easy Tips to Quickly Raise Money With Crowdfunding Like a Pro

Do you need help making your fundraiser off the ground in a hurry? Or are you merely completely looking for a few inspiring ideas to help you complete your crowdfunding goals? One of the quickest methods to raise money is to draw people into your story and inspire a sense of urgency about your situation. These pro seven fast fundraising ideas will point you in the right direction and help you kick your fundraiser up a notch. According to the experts, Campaigns that raise 30% of their goal within the…

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Finance 

Steps You Should Follow When Applying for a Small Business Loan

The Micro, Small and Medium Enterprises (MSMEs) are the backbone of the Indian economy contributing around 40% of the GDP of the country in 2018. The sector is employing more than 117 million individuals currently. The introduction of various schemes from the government along with the introduction of GST has provided an ideal environment for the growth of the small scale industries. Facilitating the growth of these businesses are the favourable schemes and financing offered by both the government and NBFCs. Availing a business loan has become all the more convenient thanks…

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Finance 

Download the Latest update of QuickBooks payroll tax table

Here, we can learn about how to download QuickBooks payroll tax tables. Get the latest payroll tax table in QuickBooks updated desktop. This paragraph helps you to download, to verify the payroll tax table with some easy steps. Give knowledge about the latest version of payroll and how you can check which version of payroll in use at present. Update payroll tax table, important an active tax table subscription. Every time you should update your tax table to pay your employees. What are payroll tax tables QuickBooks payroll tax table…

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Finance 

How to calculate Predetermined Overhead Rate easily?

Predetermined Overhead Rate for machine hours is calculated by dividing estimated manufacturing overhead cost total by estimated machine hours. Departmentalization of factory overhead means dividing plant into parts or sections called cost centers to which expenses are charged. From the accounting point of view, the division of plant into separate segment. According to some logical form provides more accurate results and better control. More accurate costing of jobs and products is possible. Each department will be charged with overhead rates which are reasonable for that department. Job or product going…

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Finance 

How to make Personal Financial Statement and why you need it?

It is very important to have Personal Financial Statement to know how much are you worth? Many self-made business people, famously in his best-selling blockbuster emphasize the importance of creating personal financial statement. It helps the entrepreneur track their income and change in net worth. At their simplest, personal financial statements include a statement of net worth and a cash-based statement of income. If you run your own business or you are an independent contractor you should already track income and expenses. Perhaps on software such as Quicken or Mint…

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Finance 

Work of Investment Banking Analyst and its scope

When people have a problem involving raising capital, who would they consult? Yes, they would go and check with their Investment Banking Analyst. People who are highly fascinated with the investment banking would be at an advantage. They would actually prepare themselves for a career as possible analysts. They are normally Bachelor-degree holders who are planning to obtain their MBAs in order to move up in company ladder. In reality, these undergraduates typically work for length of around two or maybe even three years before they do this. Before one…

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Finance 

Life is Unfair. Write a Letter to Waive that Penalty

Sometimes things happen in life that simply aren’t fair. In most cases, nothing can really be done about it. It may be something unfair that is inconsequential or something that is big and could change everything! Sometimes you can stand up for what you think is right and try to get the ‘fairness’ back on your side. But What is a Waiver of Penalty Letter? There is such a thing as writing a ‘Waiver of Penalty Letter’.  Now, you may have never heard of this and have no idea what…

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Finance 

Understand what EBIT is and how it works?

Just like Net profit after tax (NPAT), there are not important numbers than Earnings Before net Interest and Tax (EBIT). It is surprising that there are a number of companies list on exchanges around the world. It does not make money and often they are of little interest to investors. EBIT is calculate by taking the earnings (before significant items and extraordinary items) before net interest has been deduct. Before the income tax obligation on earnings has been deduct. Net interest is the total interest paid on borrowings (or borrowing…

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